Invest in things that don’t depreciate.

Invest in assets.

Avoid RDD.  Things that rust, decay and depreciate.

Your budget invest into knowledge and get back much more.

Go thrifty, go to the library, go Wikipedia, use your phone and use Google.

Don’t be a miser when it comes to seminars, information and ideas.

Whats your ratio? paid basics divide pie and invest in 1/3 in fun. $30 in savings. $30 in books.

Get a book keeper. Keep receipts.

go to amazon.com; and order audio, kindle and books.

Be dollar-wise. Spend on appreciating assets.